سهلSahel

Net Salary Calculator

Calculate your take-home pay after insurance and deductions in KSA & UAE

calendar_today Last updated: June 20, 2026

Country & nationality

Salary components

Loan, private health insurance, etc.

Length of service

Used to calculate the end-of-service gratuity

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Sahel's net salary calculator computes your take-home pay in Saudi Arabia and the UAE after social insurance (GOSI) and deductions, and calculates the end-of-service award, for citizens and residents, accurately and free.

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How does this tool work?

1

Choose the country

Saudi Arabia or the UAE, and whether you are a citizen or a resident.

2

Enter your salary

Basic salary, allowances, and length of service.

3

See the net

Your salary after insurance (GOSI) appears, with end-of-service calculated.

Frequently asked questions

What is the social insurance (GOSI) rate in Saudi Arabia? expand_more
The insurance percentage is deducted from a Saudi citizen on the eligible salary (basic + housing allowance), and the tool applies the applicable rates automatically based on your nationality and country.
How is the end-of-service award calculated? expand_more
Per the labor law: half a month for each of the first five years, and a full month for each year after, and the tool shows the amount and its formula.
Does the calculator include housing and transport allowances? expand_more
Yes, you can enter the allowances (housing, transport, and others) to be counted in the gross and net salary accurately.

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